帮我写一篇理性消费的演讲稿
理性消费是指消费者在消费能力允许的条件下,按照追求效用最大化原则进行的消费.从心理学的角度看,理性消费是消费者根据自己的学习和知觉做出合理的购买决策 ，当物质还不充裕时的理性消费者心理追求的商品是价廉物美经久耐用。
而生活中的理性消费则是指如何透过现象发现本质的消费过程，就是了解产品了解市场运用性能价格同学们应该认识这两样数码产品，笔记本电脑和ipad。
它们的价位均在5000元上下，对于中学生来说应该是一种奢侈品，然而类似的数码产品却风靡校园，令人堪忧。
请看下面的案例随着广播电视、网络的日益普及，在新闻媒体的舆论导向下，我们应大力倡导健康文明、节约环保的适度消费理念和社会风尚，动员身边的同学及家人自觉抵制奢侈浪费之风，提倡理性消费。
为市场有人把《福布斯》杂志最新的全球400位首富排行榜与20年前的同一排行榜相比，结果发现，平均每5名榜上有名的超级富翁中，只有1名能在榜上屹立不倒。
富翁破产的原因，除了财富巨大增加了管理难度之外，更重要的是在如何使自己的财富保值增值上缺乏正确的理财方法，又不注意节约开支，随意地挥霍，最后导致破产。
泰森拥有一双令对手胆寒的铁拳，但他却不能很好地管住自己用血汗换来的金钱。
2003年8月2日，泰森向纽约曼哈顿区破产法院提出破产申请，这给他褒贬混杂的人生轨迹又增添了不光彩的一笔。
事实上，泰森20年职业生涯中聚敛了3亿至5亿美元的财富，转眼间却灰飞烟灭了。
比对比的方法择优选择的过程。
青少年理性消费是指，让思想上对金钱的认识不够，缺乏对金钱使用的控制，容易产生对金钱的“无所谓态度”的未成年人能对消费品有计划的进行消费。
实际上，无论是成年人或是未成年人，对消费都应理性，有节制的、按照自己的自身财产状况进行消费。
经济的有序发展营造健康的氛围。
我有一个建议，中学生你个人的幸福很重要，但是家庭总体的幸福也很重要。
如果父母赚钱，特别是父母赚钱很辛苦，你不应该毫无吝惜、毫无顾忌地花费，我想我们应该设身处地为父母考虑考虑。
总体的幸福也能给你带来个体的幸福。
我要说的是除了考虑自己，也要考虑家庭。
还有消费要做更高层次的消费者，既要考虑自己的幸福，也要考虑社会的责任。
急求英语帝帮我把演讲稿译成英文 请不要给我GOOGLE翻译。
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Today I want to discuss the StepMania game is known as this is a game with the theme of the dancing in the casino institute now we often see in the dance of a group of game playWhy is this game was developed with his reason is the first of all I think this type of game can help people to exercise their body now, most people are not willing to go out to play sports and popularization of the family in the more people spend spare time to play games when dancing machine game after being developed to receive a portion of consumer groups immediately support those who want to fitness and likes to play the people do not have enough time to exercise people into its supportersSecondly, I think it would be love music group with the support of his music rhythm to move to achieve the purpose of competitions pace for music strong people this is a rare good game to game play by using music to find other remarkably sense it can rise to exercise and physical reaction ability of coordination of the role of game design also very reasonable for beginners to master the difficulty level satisfy different requirements of various playersThen I'd like to talk about the game and game platform as far as I know, this kind of music is very extensive development of the game from the PSP to PC PS3 XBOX360 and popularization of course there are mentioned above are mostly used to complete the game the fingers of purpose that we see dancing machine and WII is to use arms and legs to complete the game next on our activities we also met with waving her arms to play dance machine and can dance machine of hands and feet with the support of many platform aims to attract various types and the demand of the players and popularization, about the game, I think it is a group of all ages and both young man child game fitness is good as adultsLet us continue to talk about the game mode for many players to play games and 1 people cannot satisfy them so that the game will have challenged the existence of double or multiplayer mode to achieve simultaneously game against the purpose that makes you to play this game against the degree of proficiency in order to achieve more, of course, there are also against the mode of cooperation mode is skilled in friends and lovers cooperation mode can make two people also get fun and good for the game levelFinally, I think about this game development in the future, I think maybe already exists, it will be as a whole for the purpose of sports games in the new game platform in a closed in the environment through infrared cameras to capture or body movement to achieve the effect I think this game is designed by using the technology will help the development of support to thisThis is my report. Thank you
主题为金钱的英语演讲稿,带翻译时间为3分钟，简单点的
养文明习惯，做文明学生 让我们人人都来用美丽的语言，给我们的校园再添一份美吧
关注校园安全，构建人文和谐。
和谐是人类追求的一种理想，要实现这一理想，还有很长的路要走。
我们将成为一群拓荒者，追求理想，成就的辉煌，为建设和谐美好的校园，努力奋斗。
.别让坚强的生命，成为足下阴魂。
草坪 礼貌和文明是我们共处的金钥匙。
1.别让坚强的生命，成为足下阴魂。
草坪 2.以滥用水为耻，以节约水为荣。
水资源 3.道路的拐弯处，人生的转折点。
4.放飞你的青春，奔洒你的热情。
5.珍惜每一滴水，让地球妈妈不在哭泣。
6.绿色的生命需要我们的共同呵护。
7.健康的体魄，来自运动。
8.微笑是我们的语言，文明是我们的信念。
9.好少年=文明+价值+爱心+力量 10.礼貌是最容易做到的事情，也是最容易忽视的事情，但她却是最珍贵的事情。
11.礼貌和文明是我们共处的金钥匙。
12.鸟儿因翅膀而自由翱翔，鲜花因芬芳而美丽，校园因文明而将更加进步。
13.文明是快乐的源泉。
14.让我们的心灵像花一样美丽。
15.关心学校，我们的职责；爱护学校，我们的义务；热爱学校，我们的心声。
16.学校是学习之所，文明是成功之本。
17.让我们一起来：关心集体，爱护公物，保护环境
18.让我们告别不文明的行为。
^ .文明是彼此沟通的桥梁。
手边留情花似锦，脚下留情草如茵
天空是温暖的摇篮，不要再向天空吐烟，让地球心酸；草地是美丽的地毯，不要再乱扔杂物，让地球难堪
绿色、文明是希望，让我们一起来播种希望吧
让我们的素质及文明展现在一言一行中
文明是成功之花的蕊，是理想之舟的帆。
星空为我们贡献灿烂，天空为我们贡献蔚蓝，森林为我们贡献绿色，鲜花为我们贡献绚丽，大自然为我们贡献了自己，而我们该为大自然贡献点什么呢
向老师说声好，不困难；困难的是，要坚持向老师真心地说声好。
让文明的气息洋溢在学校的每个角落。
花儿用美丽装扮世界，我们用行动美化校园
给我一片洁净的天空，我才能翱翔；给我一片蔚蓝的海洋，我才能遨游；给我一个美丽、文明、宁静的校园，我才能在知识的海洋中扬帆起航
顺手捡起是的一片纸，纯洁的是自己的精神；有意擦去的一块污渍，净化的是自己的灵魂。
“播种文明、收获温馨”、 “美是文明、美是智慧、美是奉献”、 勿以恶小而为之，勿以善小而不为”、 “.礼貌是人类文明共处的金钥匙”、 “今天,你微笑了吗?你问候了吗?你礼让了吗?你帮助别人了吗?”
求各位帅哥美女帮忙
翻译一下这篇演讲稿。
要专业的英语人才呀。
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急。
急。
急。
谢谢呀
This is about the communication between banks and government.With the financial globalization, competition in the banking sector is also growing. At the same time, it also exposed many problems. We need to understand the problem and solve the problem in time.1 too much emphasis on the deposit legislation to deposit competition, it will impede the normal operation of banks and national economy. Deposit legislation means that banks with enough money to expand the size of the bank. However, since 1996, the central bank lowered the deposit and loan interest rates seven times in a row, to guide residents to save less, expand consumption, to promote economic development. Therefore, banks, would interfere with the state's macro regulation, is not conducive to the economic operation. Due to the expansion of the banking industry and the competition, bank's investment activity needs to find an adequate social idle funds, come very naturally deposit problems will be put in the first place. Under the control of this concept, all commercial banks blindly pull deposit, deposit amount not only pay attention to the importance of quality, but also to the banks and national development brings a series of adverse consequences. For example: normal operation to disrupt the banking business. Some enterprises may evade supervision organs and large withdrawals, it will achieve the purpose of private use of public funds. Second consequences: the bank management center of gravity shift, increasing the risk of. For the expansion of deposit scale, many institutions to advance the promised loans or lines of credit as the preferential conditions to attract enterprise or individual industrial and commercial households, to further increase the probability of financial risk. If the center of gravity offset bank management, overall control will hamper the country's banking industry.2 second big problem is the bank asset management, the ratio of non-performing loans, loan risk prevention mechanism is not perfect. Since the management conference 1995 national banks, national commercial banks to the NPL ratio decreased percentage points every year. But the proportion of non-performing assets of banks is still high, credit risk is still great. On the other hand, the bank lacks a set of strict supervision mechanism, is also an important factor that causes an increase in non-performing loans. At present, China's financial supervision system is not perfect, the supervision mechanism is not perfect.3 the third big problem is the quality of personnel is not high. The quality of our commercial bank staff is generally not high, low education level, work ability and professional level is not high. This is mainly some banks lack of a sound operation of banking personnel system. If the bank staff lack the necessary education, which leads to the occurrence of financial crime. This will seriously affect the bank funds security and national reputation.For these problems, I put forward 3 solutions.1. The first way: change the idea, to maintain a moderate growth of deposit. Because the suit only moderately reasonable growth ability and the development of the national economy. The commercial banks can expand the scope of business, provide a variety of financial services, so as to maintain financial and national economic equilibrium.2. Second measures: strengthening the risk management of credit assets, the banking system of bad assets disposal well. The government must establish and perfect the loan risk management system, realize the loan security, liquidity and profitability.3. Third ways: improving the bank staff's quality. The labor and personnel system banks to establish a set of incentive. To strengthen the ideological and political education of staff, learning legal knowledge.
